What is Professional Indemnity?
Professional Indemnity insurance covers legal costs and expenses incurred in your
defence, as well as any damages or costs that may be awarded, if you are alleged/convicted
to have provided inadequate services to your patient. (Negligence or wrong treatments
or accidents).
Why you need Professional Indemnity??
We fall in the ambit of the CPA Act as per the Hon. Supreme court verdict 1995 and
hence liable to be penalised in court of law for negligence if any.The recent amended
Consumer Protection Act CPA 2019 has brought in lot of changes in the favour of
the consumers. E-Filing of complaints have been introduced enabling any patient
to file a case against you sitting at home without any advocate or much legal fees.
The Compensation awarding limits of the courts have been significantly increased.
The lowest forum of the consumer court ieDistrict Commission: Upto 1 cr, State Commission:
1cr – 10cr, National Commission: > 10 cr. To top it all, the patient can now file
a complaint against you even in the jurisdiction where he/she reside or work in
any parts of the country it may be and you have to defend your case in that jurisdiction.Any
aggrieved patient can thus more easily drag you to the consumer court seeking hefty
compensations in the wake of the above amendments in the new CPA Act.So being guarded
properly is the need of the hour.
The dental and OMFS treatmentsare considered by the public to be expensive. There
has been a significant risein the litigations in the recent years. The extent of
mental stress and trouble and financial strain a litigation gives a doctor is unimaginable.
Considering the vulnerability of our profession it is a must to have a good Professional
Indemnity insurance which takes care of your entire legal needs and gives you total
relief and peace of mind.
Taking all this into consideration, to equip and safeguard our members against any
professional legal issues, AOMSI is launching soonin March 2022, a tailor-made Professional
Indemnity insurance scheme exclusively for its members at a highly discounted rates
when compared to other existing Indemnity insurance schemes.
Features of the AOMSI Professional Indemnity Scheme (PIS)
- • Dedicated grievance cell
- • Comprehensive medico-legal risk cover with 25 years of expertise
- • Coverage of Defamation cases
- • Coverage of bailout / criminal provisions under IPC sections 304A, 336, 338, etc.
- • Coverage of professionally related issues like Bio-Medical Waste Management, Drugs
& Cosmetics, Pharmacy Acts, Defamation. Etc.
- • Defence cover without / with acquittal Coverage at any court of law in India up
to Supreme Court
- • Nil Deductibles / Voluntary Excess
- • Recognized by several IMA, IDA
- • 100% cosmetic coverage
- • Legal Expenses fully covered
Extended Introductory Offer : 17th to 18th November 2022
Category 1: Excluding Cosmetic procedures
Category 2: Including Cosmetic procedures
For any clarifications contact
Prof.Eapen Thomas
Chairman, AOMSI Professional Indemnity Scheme
7025148111 (WhatsApp)
indemnity@aomsi.com
